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	<title>PropertyIcons &#187; Mortgage</title>
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	<link>http://propertyicons.com</link>
	<description>Icons in the Property Sector</description>
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		<title>Customers go bananas @ Westpac interest rate rise</title>
		<link>http://propertyicons.com/westpac /customers-go-bananas-westpac-interest-rate-rise/</link>
		<comments>http://propertyicons.com/westpac /customers-go-bananas-westpac-interest-rate-rise/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 01:04:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Westpac]]></category>
		<category><![CDATA[advert]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Westpac  video]]></category>

		<guid isPermaLink="false">http://propertyicons.com/?p=770</guid>
		<description><![CDATA[Westpac&#8217;s video which compared its extra interest rate rise to the cost of bananas has been removed from the website.
Originally the video was produced to offer a simple explanation of the global financial crisis to their employees, but the bank then sent it in an email to customers &#8211; who labelled patronising and insensitive.

The seven-and-a-half-minute cartoon begins with [...]]]></description>
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		<title>Alt-A</title>
		<link>http://propertyicons.com/housing-crisis /alt-a/</link>
		<comments>http://propertyicons.com/housing-crisis /alt-a/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 06:17:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Crisis]]></category>
		<category><![CDATA[A-paper]]></category>
		<category><![CDATA[Alt-A]]></category>
		<category><![CDATA[Credit risk]]></category>
		<category><![CDATA[Debt-to-income ratio]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Jumbo mortgage]]></category>
		<category><![CDATA[Loan to value]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://propertyicons.com/?p=150</guid>
		<description><![CDATA[An Alt-A mortgage, short for Alternative A-paper, is a type of U.S. mortgage that, for various reasons, is considered riskier than A-paper, or &#8220;prime&#8221;, and less risky than &#8220;subprime,&#8221; the riskiest category.
Alt-A interest rates, which are determined by credit risk, therefore tend to be between those of prime and subprime home loans.
Within the U.S. mortgage [...]]]></description>
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		<title>Mortgage stress</title>
		<link>http://propertyicons.com/mortgage-stress /mortgage-stress/</link>
		<comments>http://propertyicons.com/mortgage-stress /mortgage-stress/#comments</comments>
		<pubDate>Thu, 29 Jan 2009 06:13:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Stress]]></category>
		<category><![CDATA[First Time Buyers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[households]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[sale]]></category>
		<category><![CDATA[stress]]></category>
		<category><![CDATA[young families]]></category>

		<guid isPermaLink="false">http://propertyicons.com/?p=90</guid>
		<description><![CDATA[In January 2009, households in Mortgage stress fell 6% from December with 635,000 households in some degree of pain, compared with a peak of 900,000 in August 2008. Significantly there was a 15% fall in those facing a potential sale or foreclosure, thanks to the significant drop in interest rates, and the government payments in [...]]]></description>
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